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 Now online (1)big ...and 219 guests Last 5 registered Oplandisks nothingstar N_loop yipe foxtrotromeo Browse members... |
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Members 8025Messages 2614124 Today 3 Topics 127542 |
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Oh dear me, what a poor soul I am After recieving my credit card a few weeks after my 18th, I have ran it into the ground, thanks to the help of bleep and amazon. A never ending trail of orders has had a devestating effect on what was once a healthy bank account. |
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BOO HOO |
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haha, good luck! |
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omg... what dyou get? |
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You could just sign up for another, larger one, to pay off the first. |
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Use this as a good lesson on why you need to develop self control. If it is your first card you can't owe that much money so don't worry about it. Live and learn. Learn. |
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Obviously that followup was to the wrong person because I couldn't be arsed going all the way to the top of the topic to click for the followup. |
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credits credits! |
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is that girl/boy song i can hear, or possibly the world's smallest violin |
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ha ha |
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I don't fucking get it. WHY DO YOU SPEND MONEY YOU DON'T HAVE? I can't believe people. It just doesn't make sense. |
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HAHA :D |
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its not my fault people on this board make music sound sooooo good! |
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Look forward to more upcoming inevitables such as: Being caught wanking by your mum Being happy slapped Being black listed Working Saturdays in Dixons |
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music is an investment so don't feel to bad at maxing out your credit. |
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Dixons isn't as bad as Woolworths. |
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nice perspective, do you use that on yourself as well? ;) |
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It is one of those unwritten rules, like, you have to quit your first ever job. Because it is your first card I imagine you don't have a big credit limit. Cut it in half and throw it away and pay 15 quid more than your minimum payment each month and consider it a lesson well learned. I think I still owe Barclaycard 500 quid from when I was a student!!!! |
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yes, music is too great to be considered a waste. Music is on level much higher than money. Money can't touch you in a way music can. |
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I've not worked at Dixons but I can vouch for the shoddiness of Woolworths. Until you catch on that everyone is nicking stuff and you collaborate. |
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lol. plus you can't really nick a camcorder from Dixons whereas the pic 'n' mix section in Woolworths is where chavs take their chavlings to learn the art of stealing. |
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credit cards = bad |
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yeah but he spent it on music at Bleep meaning he could have bought the REAL music and just downloaded it then anyways. |
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how DARE you try to paint woolworths as a bad shop, i'lll have you know their pick n mix is second to none. |
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just because you steal from the pic 'n' mix doesn't mean you can be subjective in favour of Woolworths. Although your horrified post did make me lol. |
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the stuff i bought at bleep, i couldn't find anywhere else |
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you have to learn to shop around, go window shopping while your broke and then when you have money go back and buy the bargains you have found. Or get limewire. |
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ive got limewire, it can't find a lot of the stuff i'm after |
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I did give you another option, seriously shop around and make a day of it, although that will probably end up in you spending more money.lol. ohh well :( |
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This is a perfect opprotunity for you to develope good credit. First- chill on the charging for awhile. Second- ALWAYS pay your bill on time. Even if you have to make a minimum payment- never pay late, and never ,ever, skip a payment. Follow these rules and the banks will love you. Despite what most people think they are not impressed by people that pay their bill in full every month and using credit this way will NOT increas your credit score. By carrying a balance and making timely payments you will show your credit-worthieness to the world and shame your friends with your great credit score! Soon you will have enough credit to invest in realestate and will be rubbing elbows with the Donald Trumps of the world! |
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When I use to sell computers, the store told me that Credit Cards do not actually establish credit. I don't know how true this is but anyway that's what I was told. |
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may be one of those things that can't build credit, but can take away from your credit rating. like phone bills |
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