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insurance claims.
 

offline ambsace from canaDUH. on 2004-05-07 10:20 [#01177187]
Points: 6326 Status: Lurker



so. about a week ago (the day before i was supposed to
leave for california to experience coachella) there i was,
sitting in my car, just minding my own business when
SD)"FHSD)OPOW!!~!! this young lady plows her little
2003 honda civic into the back of my already battered 1988
acura integra (well. mechanically it's been a fantastic
car). holy smoke i was soooo pissed off. it knocked me into
the car in front of me and fucked up my hood and both
bumpers, and buckled that rear panel on the passenger side.
$3500 estimate. ouch. so i can't take this car to california
anymore, because i can't even get the hood open to change
the oil (put oil IN it, more likely, since the car leaks it
like mad).

so i phone up her insurance place and make a claim and blah
blah blah. i go get a rental car, hoping that in the next
few days they'll accept liability and authorize payment
for my rental car (which finally just happened this
morning. yeesh. i was beginning to freak out. $39 dollars a
day? yipe!). i'm currently driving a chevy impala. god,
they're shitty (but, actually, it made the drive to
california much easier).

anyways, i'm not sure where i meant to go with all of
this...but. uhm. anybody know how these things usually work
out? dealt this anything like this? my car is only worth
about $1500-$2000. when they total it out, what do they do?
try and give me the value of the car then make me sign it
over to them? because really i'd just like my car fixed. it
was a great little car. and i doubt i'm gonna find another
car that's had so much money recently put INTO it and has as
few problems for $1500. and i can't be bothered shopping
around for something. i just don't have the time.


 

offline kochlear from aud-stim.com on 2004-05-07 10:21 [#01177191]
Points: 2311 Status: Addict



chances are you'll get reimbursed for the cost of getting a
new, equally-as-mediocre car.


 

offline ambsace from canaDUH. on 2004-05-07 10:22 [#01177193]
Points: 6326 Status: Lurker



right. and that sucks boogers.


 

offline ecnadniarb on 2004-05-07 10:23 [#01177196]
Points: 24805 Status: Lurker | Show recordbag



If your car was worth about $1500-$2000 they will normally
write the car off as unrepairable and offer to settle with
you for about $1000.


 

offline ambsace from canaDUH. on 2004-05-07 10:25 [#01177201]
Points: 6326 Status: Lurker | Followup to ecnadniarb: #01177196



very uncool. this is the same insurance company that fucked
me on my motorcycle accident claim, though, so i'm up to the
challenge, i think. they'll not get me a second time. i
hope?

*squeak!*


 

offline ecnadniarb on 2004-05-07 10:31 [#01177212]
Points: 24805 Status: Lurker | Followup to ambsace: #01177201 | Show recordbag



Most insurance companies are the same.

Normally I make false claims with the same companies for
tons of other stuff that way I feel I am getting value for
money.


 


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