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TokyoJo
from London now, not Tokyo anymore on 2003-04-15 01:50 [#00650995]
Points: 615 Status: Lurker
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Does anybody have their precious record colections insured? Just pondering recently how much moolar I have squandered on them over the years and how gutted I would be if my house burnt down or something.. Does anybody have specific insurance for records (other than just household insurance).. do you need to get them valued?
Who the fuck would value a load of obscure IDM records..?
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Junktion
from Northern Jutland (Denmark) on 2003-04-15 01:52 [#00650996]
Points: 9713 Status: Lurker
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I think the insurance company will send out a guy to disguss the value of it all
are you afread somebody is going to burn your hows down or something? ... ;)
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Junktion
from Northern Jutland (Denmark) on 2003-04-15 01:53 [#00650997]
Points: 9713 Status: Lurker | Followup to Junktion: #00650996
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hows = house
sorry....early morning
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AE_King
from Australia on 2003-04-15 01:54 [#00650998]
Points: 749 Status: Regular
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Don't be so paranoid, if they get stolen/burn then that's that. Bye bye birdie.
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tolstoyed
from the ocean on 2003-04-15 01:55 [#00651000]
Points: 50073 Status: Moderator | Followup to AE_King: #00650998
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if i would live in japan i would think about insurance as well
did you see those prices!!???
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TokyoJo
from London now, not Tokyo anymore on 2003-04-15 02:01 [#00651004]
Points: 615 Status: Lurker
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No most of my collection is in London...
I reckon I have spent more than 30,000 pounds on records / cds in my lifetime, and if they ever got stolen or house got burnt down, I would never be able to replace a lot of them - so would be nice to at least have a bit of $ to make up for the trauma...
I dont think records are likely to be stolen ( too heavy) but cd are ideal for nicking - light, easy to shift, untraceable and moderately valuable.
Think about it... Get insured! Drink your milk! Stay in school!
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tolstoyed
from the ocean on 2003-04-15 02:03 [#00651005]
Points: 50073 Status: Moderator
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im pretty much sure no insurance companies here are into this kind of thing
thanks for bringing it up, now i'll worry for the rest of my life... :)
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TokyoJo
from London now, not Tokyo anymore on 2003-04-15 02:06 [#00651009]
Points: 615 Status: Lurker | Followup to Junktion: #00650996
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What if the guy the insurance company sends has no idea of the value of the HAB ep's? ;)
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Ceri JC
from Jefferson City (United States) on 2003-04-15 02:15 [#00651013]
Points: 23533 Status: Moderator | Show recordbag
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Take photographs of the shelves/floor full of them, take individual pictures of particularly rare releases- HAB, Gak etc.
If you're really concerned, you should keep all reciepts and pay to have them stored at a bank. That's a big extreme though...
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Phobiazero
from the next Xltronic (Sweden) on 2003-04-15 02:16 [#00651014]
Points: 10507 Status: Webmaster | Show recordbag
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most of the major insurance companies do have special insurances for various collections; stamps, coins etc.... but they have knowledge in rare electronica records. you have to convince them. that's what i've done.
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Phobiazero
from the next Xltronic (Sweden) on 2003-04-15 02:17 [#00651015]
Points: 10507 Status: Webmaster | Followup to Phobiazero: #00651014 | Show recordbag
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shit, that should be "...have NO knowledge in...."
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TokyoJo
from London now, not Tokyo anymore on 2003-04-15 02:21 [#00651017]
Points: 615 Status: Lurker | Followup to Phobiazero: #00651014
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Really? Did you manage to convince them of the value - was it hard?
Do you have to pay a hefty premium for this kind of special insurance? Also - what is it insured against - just being stolen or destroyed or if you did a dumb thing like leave a record on a radiator and it melted can you claim for that?
Also is the whole collection insured for a total value, or are some of the rarer items insured for a certain ammount separately?
Thanks for your advice...
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Ceri JC
from Jefferson City (United States) on 2003-04-15 02:32 [#00651022]
Points: 23533 Status: Moderator | Followup to TokyoJo: #00651017 | Show recordbag
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There are some insurance companies (look in museum/fine art magazines) that will insure art and are quite open to increase the amount it's insured for (over what most companies would agree to) if you're prepared to pay higher premiums. A bit like insuring things with sentimental value.
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Dreamer
from Malmo (Sweden) on 2003-04-15 03:22 [#00651087]
Points: 151 Status: Lurker
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I wish I had an insurance a couple of years ago, when some broke into my place while I was at work and STOLE my entire record-collection. I was devastated and cried for weeks!!
(Strange though, that they left the tv, the stereo, video etc.)
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TokyoJo
from London now, not Tokyo anymore on 2003-04-15 03:23 [#00651089]
Points: 615 Status: Lurker | Followup to Dreamer: #00651087
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BASTARDS!
THey should be hung, drawn and quartered for that...
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TokyoJo
from London now, not Tokyo anymore on 2003-04-15 03:30 [#00651103]
Points: 615 Status: Lurker | Followup to Dreamer: #00651087
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I really feel for you, Dreamer..
I would be indescribably gutted if my entire record collection dissapeared all at once.
My father (who is a very serious buddhist) is always talking about getting rid of material attachments.. Think of having your tunes ripped off as another step on your path to enlightenment..
Does that make you feel any better?
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Ophecks
from Nova Scotia (Canada) on 2003-04-15 04:31 [#00651183]
Points: 19190 Status: Moderator | Show recordbag
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My mom always tells me I should get my 400 CDs and expensive video game collection insured, but I assure her that we're Canadians and that we live in a land where littering is the most evil crime of all.
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Erronous
from Netherlands, The on 2003-04-15 04:36 [#00651191]
Points: 2519 Status: Lurker
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I'd rather spend the money on new music than insuring my collection.. When it's gone, it'll be gone... I guess the chance of anything happen like that is very small. I guess. I hope....
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Dreamer
from Malmo (Sweden) on 2003-04-15 05:02 [#00651230]
Points: 151 Status: Lurker
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Thanks TokyoJo. ;) I´m over it now, this happened like 6-7 years ago....... And I do have the same philosophy as your father deep inside.
However, I have never felt particularly enlightened because of this :)
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