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 (nobody)...and 605 guests Last 5 registered Oplandisks nothingstar N_loop yipe foxtrotromeo Browse members... |
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Members 8025Messages 2614087 Today 0 Topics 127542 |
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I can't afford to pay bills and I am the one that gets penalised! Fucking stupid banks. I phoned up Financial ombudsman and they said there's nothing they can do. Any advice? |
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Rent out your arse. I'll give you £20 to bareback |
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ombudsman? interesting. |
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just the obvious, stop spending and get some more money. at least they won't throw you in a debtor's prison. they won't will they? the UK seems to be getting weirder and weirder these days, so it wouldn't surprise me. i don't know what i'm talking about. |
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did you go past your overdraft limit? not pay credit card bill? what was it? |
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i just sent my bank a bill , im charging them money for p*ssing me off. they have 2 weeks to cough up £3000.56p or 12 monthly installments with 19%apr...if they fail i shall ..... i shall call the police!!!. Yes !! and invite sting around to sing his worst songs in the high street , with news of the world to document it all. |
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now you're just being mean. |
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it seems a bit vague, i've passed through a period like that with my family before getting a job and i remember i didn't have a internet connection, with all due respect. |
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what about bank robbery.. with class |
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Nah, that's cool. Things aren't too bad, when I really thing about it. It's just that this has happened a couple of time now. All I am doing is trying to pay my bills and because I can't afford to, the bank makes it fucking worse. Then I watch advertisements about how banks are giving people money freely and easily cos they are so generous! Makes me very unhappy. So much of the money I make in part time jobs (while most people I know can afford to pay for £40 haircuts that make their hair look different, with their insultingly excessive trust funds) goes toward paying for surcharges upsets me without any kind of relief. Apparently, banks are in court over surcharges. But they have been for a while now and I can't see an organisation with as much capital as a bank losing a court case... If they did, then maybe I would get at least some of my money back. I want to go with an ehtical bank, like Smile.co.uk, but they don't offer as high an overdraft as Natwest, so I have to pay those fuckers back first. They didn't give me the 5 year young persons railcard they promised, neither. Fuck, long rant. Sorry about that. Thanks for reading, if you have done so. |
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lol, good idea! Though, at this time of economic shitiness, would there be much left in the vaults? :s |
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Your avy is weird... |
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Yeah, they help with a lot of things and seem really helpful. They say that if you cannot afford to call them for long periods of time, they will ring back! Really cool. |
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Yeah, I have a job over Easter holidays. pays well, though only 3 hours per night, lol. I just get annoyed with banks thinking of excuses to extract money from the poorest, just because they can. But you're right, I should just accept it, pay it and try not to let it happen again. This is what I am doing. I am going to be FAR more frugal next term. |
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I doubt I'll go to prison. I only went over by about 25 quid. Where are you from, that they might imprison you for that? :) |
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Yeah, exceeded overdraft. By £25. |
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haha! If only the world was so just, Freqs. If only the police actually gave a shit about such things and weren't working against people in most ways... Cool idea, though. Might try it myself, see what happens! :D |
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i know shit about finance companies, but what they do is just sending you unwanted credit cards and pretend that they've accepted you request, applying incredible interest rate every month you pay. be very aware cos they're pratically usurer, but legalized. you don't have a national post where to ask for your needs? |
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