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great. apparently i'm not getting nearly as much in grants for university, so i will have to work full-time to make up some of the rest. i already work part time, but full time would be fucking awful. the job i do is so incredibly boring, and there are literally no other jobs i could do in this fucking ghost town. this whole tuition fee stuff has seriously put me off the idea of university, although im still going to do it. |
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so what do you do |
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work |
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thanks for clearing that one up |
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well that's gonna fuck up your summer |
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University tuition fees in the UK suck. Even if you study part time and work to pay your fees, they up your tuition fees to compensate, so it doesn't work out much better. The current system of grants is stupid too. If you get to masters level in a subject that probably won't directly result in a good job (eg philosophy, literature, fine art, etc.), you're practically encouraged to not get a decent job because of the way you have to repay your loan. On my first degree I used to work part time while I studied, full time over the summer, took a year out in the middle to work full time and saved a bit of cash. It was still financially a struggle and I've still got a load of debt from it. Depends on the degree, but mine was 35-40 hrs a week in the final year (as in actual hours spend properly working, not just fannying around online with an essay open in Word the background), plus 6 hours commuting. There is no way I'd of been able to work full time whilst studying full time. |
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The whole introduction of Tuition Fees was incredibly underhanded and corrupt. The only reason tution fees became law was thanks to the votes of Labour's scottish MPs. Now, at the time the scots had already achieved some degree of legislative autonomy; they had their own parliament which had the power to implement laws within Scotland on education and some other legislative areas without havin to go through Westminster. Ofcourse if the scots can vote for their own education laws without the votes of other UK national MPs, then it would be logical to assume that they themselves wouldn't be able to vote on English education laws. Ofcourse this is not the case, thus making tuition fees in practise illegal. |
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the way they work the student loans and grants is fucked up too. because my parents are apparently stinking rich, i only qualify for the minimum amount of assistance, which is not fucking fair at all. my parents arent going to help me pay for any of it. so why should it matter how rich THEY are? AAAAAArrgrgghhhh!!! |
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yeah, it's not at all fair |
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Yep. Don't get me started on the means testing (read "excuse not to pay your fees"). Someone I know's dad left her family six months before she went to college and didn't want anything to do with the kids (both of whom were over 18, so wasn't required to pay child support in any event) and effectively cut off all contact with them. The mother had never worked and the dad had always been the main bread-winner. Because he only disappeared 6 months before she was due to start college, he was counted as still being her father/supporting her for the purposes of means testing. So suddenly, this poor girl can't afford to go to college, because what little spare cash the mother gets from her job has to go to helping her elder sister who is already mid-degree and the younger sister can't start college for a couple of years. She was a straight A student at school and would have probably gone on to get a 1st/2:1 and got a good job at the end of it and paid a lot of tax. The girl concerned had a string of shitty jobs whilst waiting to go to university and got clinically depressed, her work was cited as prime cause of the depression. Would have been better for the government to pay the extra £1500 a year on tuition, rather than treatment methinks. Still at least she didn't go to university and cost the taxpayer, eh? Scrounging students... |
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i dont have to work during term time and I use my loan mostly on rent and my earnings on everything else and its not that bad, I guess theyve changed things for new students but I dont actually know whats going on there |
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thats darn tight. did she try appealing to change it? |
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you listened to the news today then? well done. |
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Yes, they tried (before she was due to go), but was told that the time limit wasn't flexible (I think the father was just seperated, rather than divorced, which further complicated things) in her circumstances. I can't remember what the required period of seperation was, but I have a feeling it's either 2 or 3 years. In another case, a girl on my course had been in the UK almost all her life, parents paid tax here for years, etc. her folks moved to America for a bit (I think it was 2/3 years). They then moved back to the UK and this girl had been back in the uk for quite a while, 2 years or so. When it came to going to university she fell foul of some rule that required her to be a UK resident for 3 years and consequently had to pay £7K per year tuition fees. There was no way they would consider her previous history of living in the uk as part of the 3 years and that she wasn't just some foreigner who moved over here to get a cheap education. Again, rules that have a grounding in sense applied willy-nilly to cases where they're not appropriate, with no sense of moderation or reason. |
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Today, I finished 10 years on the university. Thumbs up for me! Finally grown up! |
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Congrats man. Why'd it take you 10 years? It'll take me about that long too. |
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I don't know really. My education I've taken is normally 6 years. I've been working a lot, and had some problems finding the right "path", but now I'm done and I wrote a good master thesis, and It's stille some months till my 29th birthday, so I guess there's still hope |
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what were you studying at university, mortsto-man? |
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studying is big joke, and big fucking loan to pay off the rest of your life |
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school is an investment in yourself. don't fuck it up. |
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..you have to work full time AND study full time at the same time? I mean, in norway, if you work full time, you earn enough money in a year to make your scholarship or grant or whatever it's called (the money you get and not just loan) first smaller and then it all turns into loan.. you're not supposed to work and study full time... if you only mean through the summer holiday, then that's just something you have to do. |
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I owe over 20 thousand pounds because of uni and i am currently working all day in a stinking hot vineyard amogst stingys and all sorts fo biting bugs just to pay off teh over draft! the banks now do a laon for student loans, you should look into it! get a student overdraft... its debt but its easier than working full time and maanaging uni! |
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We don't get any sort of grant these days, unless you (and your parents) are very poor and even then, it's not much. It's all a loan, which has to be paid back. The amount of loan available, is smaller the better off your parents are. Likewise, your tuition fees go up the better off your parents are. The problem is, regardless of how much you're entitled to, they barely cover tuition fees, let alone food, rent, getting to college etc. Most people have to work to pay for these, unless their parents pay for them. People whose parents are well off, but who aren't given (or don't want to accept) help from their parents get the rawest deal as they pay the greatest amount of tuition fees and get the least help from the government. |
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oh, so your student loans are from private banks? ours are government issue and stuff, and people always expect to, like, have the loan until they're 40.. apparently it can pay off to have a loan (up to a certain limit; something to do with tax) which is why large corporations and people who actually have the money for what they want still take up loans for buying it... |
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ah, right.. so they expect your parents to pay your university education..? we have a combination of loan and grant from the same thing (lånekassen) and currently 40% or something of the full sum (can't remember what it is right now.. maybe 80 000 NOK in a year) is considered grant if you pass all your classes (30 study points.. don't know how to re-calculate, but it's what a full-time student does). If you fail all, you only get loan (but you can "make up for it" by taking more classes next year, etc), and they reduce it by a percentage if you only fail one class and stuff like that. |
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Most people get loans from our government (technically it's a private company, but they do it through the state). You can take out additional ones with banks though. Banks are pretty good to students/recent graduates here; they hope that if you are happy with them you'll stick with them when you have a better paying job/choose them for future loans/mortgages. |
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ah, ok. you have the same thing where you can actually freeze the loan if you haven't gotten a job? stop the interest, and stuff... |
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They don't start taking the loan back till you get at least £15K per year salary, which isn't that bad a salary, particulary in some bits of the country. It still keeps accruing interest though. The problem is, that there's a sort of upwards scale, where after £15K you quite quickly have a reasonable wedge of your salary taken, rather than a negligible amount. Still, I suppose it helps you pay off your student debt quicker. As it's the best (lowest) interest loan you'll ever get, the fiscally savvy never pay it off faster than they absolutely have to. It's better to chuck the money you would use to pay it off in a high interest savings account and make a slight profit on it. |
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Health science. Now it's time to pay back about £30.000 whoo |
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third-level education in ireland is "free" (about 600 euros per year, regardless of choice of course) but since everything fucking else costs so much, we still have to get jobs and suckle on the veritable corporate teet |
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